Monthly Archives - September 2025

Economic trend in the second quarter of 2025 with its challenges and prospects

The second quarter of 2025 recorded a 3.51% real growth rate in Albania’s economy, reflecting a moderate recovery after the challenges of recent years.Although this growth is a positive signal, its true value for the economy, the state budget,...

Productivity and the challenge of Reforms in a collaborative perspective

Albania’s economic history shows that the country has gone through different periods of growth, often closely linked to new political spaces and economic opportunities. After 1991, economic liberalization and large-scale privatizations created an initial boost in productivity, but it was...

The noise of waste numbers and the Strategic deafness of Responsibility

Albania is producing more and more waste, yet the institutions tasked with managing this burden, namely local authorities and the Ministry of Infrastructure and Energy, behave as if this reality does not exist.National strategies are approved, documents are multiplied, but...

How realistic is the idea of a Cash-Free Albania by the end of the decade?

In recent years, the idea of a cash-free Albania has gained significant attention, closely tied to the country’s process of European Union integration and the modernization of its financial system. However, while the vision sounds promising, the reality is far...

Monetary policy, Euroization challenges in 2025, and the need for credibility

Albania finds itself at a delicate juncture where its monetary policy no longer wields the influence it once did. While the central bank has raised interest rates and maintained the stability of the lek, a significant portion of the economy...

Check-up of the economy in the second quarter of 2025

The second quarter of 2025 presents a complex picture of the Albanian economy, where contrasts between sectors are clear and essential for understanding economic development trends. While some sectors, particularly services and trade, show high dynamism and stable growth in...

A budget that exceeds the plan, but does it serve the citizen?

The latest figures from the Ministry of Finance show an unusual reality for Albanian public finances. Budget revenues for the period January–August 2025 have exceeded the plan by over 69 million euros. At first glance, this is a significant achievement. But...

Deductions from the tax base for individuals (DIVA) and tax rates

The implementation of the rules for deductions from the tax base and the progressive rates of personal income tax is based on Law no. 29/2023, dated 30.3.2023 “On Income Tax”, as well as on General Instruction no. 26, dated 8.9.2023...

Minimum Living Standard in 2025 and growth without dignity

The economy appears to advance with figures that draw attention. Services face dynamism, retail is growing, while construction is one of the few productive sectors carrying weight. Yet, when we delve deeper into citizens’ daily lives, the picture becomes concerning. The...

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