Monthly Archives - August 2025

Online Services from Albania for US Clients and Tax Treatment

Online services (e.g., business monitoring, analysis, reporting) are the most typical case of digital service exports. 1. How is it taxed? In Albania tax treatment consist like below:The Albanian company issues an invoice for the service.Revenue from this invoice is included in...

Well-being is not enough to compare with the past

We often hear politicians, analysts, or even professionals and individuals with a comfortable standard of living say, “We are now better off than before.” This kind of comparison is not just flawed; it is mostly dangerous and intellectually inappropriate. It creates...

Analysis of lending and deposit conditions from banks, first 6M -2025

In mid-2025, the Albanian financial market is operating in an environment that continues to be favorable for borrowing, mainly due to the accommodative monetary policy of the Bank of Albania and the still low cost of deposits. These conditions have...

The economic and monetary situation of Albania between stimulus and risk

In the second half of 2025, the Albanian economy finds itself in a delicate transition phase, with macroeconomic indicators presenting a dual picture: on one hand, stable economic growth, a strong labor market, and increasing purchasing power, and on the...

What is financial hedging and how does it work?

Financial hedging (protection from financial risk) is a way to manage uncertainty in business and investments, by deliberately creating a second financial position that serves as a counterweight to the main position. The basic logic is simple. If the main position suffers...

Quantitative Easing (QE) in Albania as a tool for Stability and Growth

Since 2020, the Albanian economy has faced a series of complex challenges. On one hand, inflation has experienced a significant increase, driven not only by domestic factors but also by turmoil and risks in the global economy. On the other...

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