Blog

Holding cash by businesses as a survival strategy

In 2024, the Albanian economy has shown stable growth and declining inflation, creating a favorable environment for economic activity and financial stability. According to the Bank of Albania, the economy grew by 3.8% in 2024, driven by increased household spending and...

The return of emigrants: An opportunity for Albania or an unattainable challenge?

The return of Albanian emigrants to their home country is a complex issue that encompasses economic, social, and legal dimensions. To better understand this matter, it is essential to analyze the factors that influence this process and compare them with...

InvestAI: Opportunities for Albania in adapting the European Initiative

In early February 2025, the European Union (EU) launched a new initiative to promote the development and adoption of artificial intelligence (AI) across both member states and candidate countries, including Albania. This initiative aims to harmonize AI regulations, foster innovation,...

Why does productivity remain a challenge for sustainable development?

Albania has made some visible progress during the 2022–2024 period, including moderate economic growth and important structural reforms. However, this progress has faced major obstacles that are negatively affecting productivity growth and the competitiveness of the economy. Despite economic growth,...

Macroeconomic and Fiscal Framework for the period 2026–2028 and comparison with the period 2022–2024

This analysis addresses the expected developments and trends of the Albanian economy during the 2026–2028 period, comparing them with the 2022–2024 period and offering a deep perspective on the successes and weaknesses of economic and fiscal policies. The analysis covers various...

Analysis of Public Finances before and after 2013

The analysis of the main problems inherited in Albania’s public finances before 2013 highlights a series of complex and intertwined challenges, which negatively impacted fiscal sustainability and the country's long-term economic development. The increase in public debt and the lack of...

Comprehensive economic analysis of Albania, 2021–2028

According to the Macroeconomic Framework 2026–2028, approved by the government at the beginning of February 2025, it appears that the economic, financial, and fiscal trends are positive and with a clearly optimistic pace. Referring to the Ministry of Finance’s document, it...

Critical analysis of the Quarterly Monetary Policy Report 2024/IV of the Bank of Albania

The Bank of Albania's report for the fourth quarter of 2024 presents an optimistic picture of the Albanian economy, highlighting a decrease in inflation, GDP growth, and improvements in financial markets. However, a deeper and more critical analysis, in relation...

Are further national sectoral plans and strategies with an optimistic approach needed?

The National Plan for Economic Development has been approved, but it is considered to have optimistic objectives, which is seen as compromising its fulfillment. This approach raises several essential issues related to its feasibility and effectiveness. What must be taken...

Analysis of the credit for farmers, its effectiveness, and the context of political elections

The government's program, coordinated with the Bank of Albania to open a credit line of 25 billion ALL in support of agriculture and related sectors, such as low-interest lending and sovereign guarantees, is an important and necessary measure. However, it...

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