private pensions

Study and proposals for Pension Reform by ALTAX

ALTAX presents today a detailed study on the challenges and necessary reforms for the pension system in Albania. This analysis highlights current issues such as population aging, high emigration, and the informal economy, and proposes concrete measures for a more...

The government’s dilemma between the demographic challenge vs. reforming the pension scheme

All governments, in one way or another, try to meet the needs of aging people who can no longer provide for themselves. Albania, as a developing country, tries to grow the economy, its citizens meanwhile face difficult issues of how...

Future pension reforms need exhaustive discussions and public debate

In a discussion to answer the question "Will the retirement age increase?" in the Box to Box show, among other things, beyond the clarification in respect of the analyzes carried out by the ALTAX center for the reform of...

Early withdrawal of pension savings and poor cooperation between parties

Although it is not against the law to withdraw funds invested in pension funds under the individual objective of receiving a pension before the age of over 65, this move is not recommended for two main reasons: First, starting from the...

Private pensions in mitigating the negative consequences of population aging and budget relief

Political versions coordinated on the basis of interests are the ones that count for achieving results in the case of promoting a supportive action. Although various policy proposals have been advocated or adopted by governments and interest groups in an...

Indicative approach to taxation of private pensions

Many countries tax certain assets in this way, such as ordinary interest-bearing deposits. On the contrary, avoiding taxation of investment returns, equal pre- and after-tax real returns are maintained, regardless of the mix of inflation and real-to-nominal returns. However, a comprehensive...

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