Zaim Bajraktari
Economic Expert - Pensions - Social Policies
Education
- Economist, Faculty of Agrarian Economics, Agricultural University, Tirana
With a strong foundation in economics, I hold a degree in Agrarian Economics from the Agricultural University of Tirana. This academic background has enabled me to develop a deep understanding of the economic systems that govern social security, health insurance, and pensions, particularly within the context of public policy and economic stability.
Expertise Directions
Social Security
I specialize in the design, implementation, and management of social security systems, focusing on both the financial and social aspects. Over the years, I have worked extensively on policies related to social insurance, benefits distribution, and the long-term sustainability of social security funds. I have been involved in evaluating and enhancing the efficiency of existing systems and making recommendations for reforms to adapt to new economic realities.
Health Insurance
As a leading expert in health insurance, my experience includes advising both public and private sectors on the implementation and management of healthcare insurance programs. I help organizations design health coverage systems that are sustainable and accessible, ensuring that employees and individuals receive adequate healthcare services while minimizing the economic burden.
Pensions
Pensions have been a core focus throughout my career, particularly retirement planning, pension schemes, and ensuring the long-term viability of pension funds. I have worked extensively in the development and administration of pension systems, focusing on designing schemes that provide financial security for retirees, and helping businesses and individuals understand their pension rights and obligations.
Experience
Chief Contributing Specialist at the Insurance Institute
- As a Chief Contributing Specialist, I have played a pivotal role in the management of national insurance systems, contributing to the development and refinement of social insurance programs. My role involved overseeing policies related to health insurance and pension schemes and ensuring their alignment with the broader economic framework.
- I also worked on improving the claims process and fund management to ensure that individuals and businesses comply with social insurance regulations while benefiting from the full scope of services available to them.
Senior Pension Specialist
- In my role as Senior Pension Specialist, I was responsible for overseeing the administration of pension programs, ensuring the accurate and timely distribution of pension benefits, and providing expert advice to both the public and private sectors on retirement plans.
- I advised government agencies on the development of sustainable pension systems, assessing the financial health of pension funds and recommending solutions for future sustainability.
Senior Contributing Specialist for Individuals and Businesses
- I worked with both individuals and businesses, helping them navigate the complexities of social security contributions, health insurance coverage, and pension plans. I provided direct advisory services to ensure that businesses comply with legal requirements while optimizing their social security contributions.
- Additionally, I assisted individuals in understanding their eligibility for various social benefits and pension programs, ensuring that they received the correct entitlements.
Years of Work
- 48 years
With nearly five decades of experience in the field, I bring extensive expertise in the administration of social security, health insurance, and pension systems. My career spans the evolution of these sectors, giving me a unique perspective on the challenges and opportunities within these areas.
Field of Expertise
Social Security
I have spent a significant portion of my career working on social security systems, including the development, implementation, and evaluation of programs designed to provide income security for individuals in the event of illness, disability, or old age. My expertise also includes advising governments and organizations on policy changes, system sustainability, and efficiency improvements.
Health Insurance
I offer specialized knowledge in the management and administration of health insurance systems. Whether it’s advising on the design of employer-sponsored health insurance plans or providing guidance on national healthcare initiatives, my focus is on ensuring equitable access to healthcare services while maintaining financial stability in the insurance system.
Pensions
A key area of focus in my career has been pension systems, which I have helped to shape and refine over the years. This includes advising on pension scheme design, ensuring that programs are financially sound and capable of meeting the future needs of retirees. My work also extends to pension reform, focusing on adapting systems to modern economic realities, such as demographic changes and fiscal pressures.
Service Unit
- In Hour Service
I provide in-hour consultations for both individuals and organizations, offering bespoke advice and actionable solutions related to social security, health insurance, and pensions. Whether it’s helping individuals secure their retirement or guiding businesses through complex insurance compliance, I offer expert guidance tailored to the needs of my clients.
Conclusion
With 48 years of hands-on experience in social security, health insurance, and pensions, my expertise covers all facets of these critical systems. From policy development and administration to direct advisory and consultancy services, I have helped shape and refine these systems, ensuring their sustainability and effectiveness. My focus on long-term financial security, individual benefits, and system reforms positions me as a trusted expert in this field, committed to helping businesses, government entities, and individuals navigate complex insurance and pension landscapes.
