digital payments

How realistic is the idea of a Cash-Free Albania by the end of the decade?

In recent years, the idea of a cash-free Albania has gained significant attention, closely tied to the country’s process of European Union integration and the modernization of its financial system. However, while the vision sounds promising, the reality is far...

How prepared are Albanians for the problems of replacing one payment system with another more advanced one?

Physical currencies have been the mode of economic transaction for thousands of years. Today, payment systems are becoming increasingly cashless. In the European Union (EU), one in five of all daily purchases in 2022 were made online and one third...

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