digital infrastructure

How realistic is the idea of a Cash-Free Albania by the end of the decade?

In recent years, the idea of a cash-free Albania has gained significant attention, closely tied to the country’s process of European Union integration and the modernization of its financial system. However, while the vision sounds promising, the reality is far...

The Transformation of cross-border payments in Albania and the Region

In recent years, the cross-border payment system has entered a phase of profound transformation, reflecting not only technological developments but also the geopolitical tensions in the region. The modernization and digitalization of the payment system are among the key initiatives aimed...

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